By Mark Sandulli · Founder & editor · Updated October 14, 2026 · Not financial advice
Our score · #3 of 5 Gold IRA companies
Nearly 20 years in business and a no-commission buyback, but fees aren’t posted online and its first-year cost is the highest we rank.
Score from our published formula. We may earn a commission from this link; it never changes our review. How we make money.
Short answer: Goldco is our #3 Gold IRA company. It’s been around since 2006 and says it buys metal back at market rate with no commission. It loses points for a $25,000 minimum, fees that aren’t posted online and a $500 first-year cost.
How we reviewed it: we scored this company with our published Gold IRA formula using its published fees, minimum, Better Business Bureau record (checked October 14, 2026) and buyback terms, plus independent reviews listed under Sources. We have not opened an account with this company ourselves.
Key facts
| Our score | 6.4 / 10 (#3 of 5) |
| Founded | 2006 |
| Minimum | $25,000 |
| First-year fees | $500 ($275 setup + $225 yearly) |
| Yearly fees | $225 shared storage, or $275 segregated |
| Metals | Gold, silver, platinum and palladium |
| Buyback | At market rate, no commission |
| BBB | A+ · 72 complaints in 3 years (4.2 per 100 reviews) |
What we like
- About 20 years in business
- Buyback at market rate with no commission
- One combined yearly fee
- Phone, email and live chat
What to watch
- Fees not posted online
- $500 first-year cost, the highest we rank
- $25,000 minimum
- More complaints than Augusta or Noble Gold, even adjusted for size
Fees
Goldco charges about $275 to set up and about $225 a year with shared storage ($275 segregated). These figures come from independent reviewers, because Goldco doesn’t post its fees online. Ask for them in writing.
These fees don’t include the markup on the metal itself, which is usually the biggest cost of a Gold IRA and is rarely itemized. Ask for the price over spot in writing before you sign. Gold IRA fees explained →
Complaint record
Goldco is a large company, with 72 BBB complaints in three years against 1,716 BBB reviews. That’s about 4.2 complaints per 100 reviews, higher than Augusta and Noble Gold but well below Lear Capital and American Hartford Gold. It holds an A+ BBB rating.
Selling your metal back
Goldco says it buys metal back at the market rate with no commission, which is one of the clearer buyback policies we’ve seen. Confirm the terms in writing.
Who it’s for, and who should skip it
A good fit if you’re moving $25,000 or more and want an established company with a no-commission buyback.
Look elsewhere if you want to see fees before calling (Noble Gold posts its fees), or you want the lowest first-year cost.
Get the free guide at Goldco →
Alternatives to compare
- Augusta Precious Metals review · score 8.1, $50,000 minimum
- Noble Gold Investments review · score 7.4, $20,000 minimum
- Lear Capital review · score 5.7, $10,000 minimum
- American Hartford Gold review · score 5.6, $10,000 minimum
- Birch Gold Group review · pending, about $10,000 minimum
Or see every company side by side: Gold IRA companies ranked on what they actually charge →
Gold IRA
Top-rated Gold IRA companies
- 1. Augusta Precious MetalsScore 8.1/10 · $50,000 minimum · 1 BBB complaint in 3 yearsGet free guide
- 2. Noble Gold InvestmentsScore 7.4/10 · $20,000 minimum · 3 BBB complaints in 3 yearsGet free guide
- 3. GoldcoScore 6.4/10 · $25,000 minimum · buys back at market rateGet free guide
Scores from our published formula: fees, minimums, complaints, buyback and transparency. We may earn a commission from these links; it never changes a score.
Sources: BBB profile for Goldco, checked October 14, 2026 · Yahoo Finance, best gold IRA companies, May 2026 · TipRanks, Goldco review, 2026
About this guide
Written by Mark Sandulli, founder of BestGoldPrice.com. Mark is not a financial advisor, tax professional, attorney or precious-metals dealer. This guide is general information based on public sources, not financial, tax or legal advice, and it may contain errors or be out of date. Precious metals can lose value. Confirm prices, fees and rules with the company and a licensed professional before you buy. We may earn a commission from some links. Read our full disclaimer.
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